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Insurance Software Development Services

We develop secure, compliant insurance software for insurers, MGAs, and insurtechs

Our engineers build AI-ready insurance platforms that enable automated underwriting, intelligent claims processing, and predictive risk analysis. Our insurance software development services help insurers leverage data, analytics, and automation without compromising compliance, security, or system reliability.

Compliant Insurance Software Solutions

Benefits of Our Insurtech Solutions

Faster Claims & FNOL Processing

Insurance software systems we build can streamline FNOL and claims handling with an end-to-end automated workflow involving digitized channels, document capture, triage, and settlement. Our insurtech solutions enable policyholders to submit claims in minutes, and your teams to see clean, pre‑validated data instead of doing paperwork and manual follow‑ups.

Using automated routing, document checks, and status alerts, we enable enterprise carriers and MGAs to compress cycle times from weeks to days, and cut handling costs significantly, with platform stability and security maintained throughout.

Reduced Fraud & Claims Leakage

Engineers at Radixweb embed AI‑driven fraud analytics across insurance claims journeys to proactively detect suspicious patterns. Our models correlate policy history, behavioral signals, and external data to flag inflated losses, staged incidents, and duplicate submissions.

In live deployments, we enable insurers to process thousands of claims per batch with fraud triage completed within the same business day without manual reviews. Using ML models, our insurtech products shrink leakage, lower false positives, and protect loss ratios without slowing down legitimate settlements or customer experience.

Compliant Design & Secure Integrations

We design insurtech software systems that are architected for highly regulated insurers, with privacy, governance, and security controls integrated into the design. We align insurance workflows and data models with major frameworks like HIPAA, GDPR, SOC 2, and IRDAI, and support additional global mandates through configurable policies.

Using encrypted APIs and controlled user access, our experts ensure safe system integration with Guidewire and Duck Creek environments, core systems, CRMs, payment gateways, and third‑party data providers. Reduce compliance friction and establish system connectivity that supports long-range business continuity instead of disrupting it.

Lower Policy Cost with Automation

Radixweb modernizes policy administration and underwriting operations using insurance workflow automation, product engines, and real-time underwriting decisions. We run digital issuance, quoting, endorsements, renewals, and cancellations through automated validation to reduce cost per policy.

Work with our insurtech specialists to handle more policies with fewer errors and allow your leadership team to gain real‑time visibility into workload, SLAs, and loss‑making processes for sustainable cost improvements without compromising customer experience or regulatory compliance.

Custom Insurance Software Solutions We Deliver

Policy Administration Systems

Policy Administration Systems

We engineer cloud-native platforms to manage the full policy lifecycle, from quoting and issuance to endorsements, renewals, and cancellations. Our policy administration systems integrate seamlessly with agency systems, payment gateways, and compliance tools, deliver faster policy servicing, and enable stable data writes even during high-volume portfolio changes.

Claims Management Systems

Claims Management Systems

Our claims automation software digitizes FNOL intake, evidence capture, adjudication, and investigator routing with AI-assisted fraud detection. We automate document validation, claim routing, and status updates, as well as support your customer self-service portals. You achieve faster cycles, processing cost cuts, and proactive fraud flagging across policy history and external signals.

Underwriting Automation Software

Underwriting Automation Software

Radixweb delivers underwriting automation solutions with AI decision support for accurate risk assessment. We build software to process credit, medical, vehicle, and weather data to generate instant quotes and recommendations. Our services enable insurers to support both automated approvals and manual reviews, reduce underwriter costs, and uplift revenue through optimized pricing.

Billing & Premium Management Software

Billing & Premium Management Software

We help you build digital platforms to automate invoicing, payment processing, collections, refunds, and premium allocation across multi-year schedules. Our solutions eliminate manual errors, accelerate cash flow, and reduce failed payment disputes for insurance carriers, leading to faster billing cycles and significantly reduced collection delays through our automated workflows.

CRM & Agency Management System

CRM & Agency Management System

Software engineers at Radixweb deliver insurance CRM and agency systems that unify agent/broker relationships, policy tracking, commission calculations, and performance analytics. Our producer portals enable self-service submissions, renewals, and commission lookups for insurance companies to reduce administrative overhead and improve producer retention.

Customer & Agent Portals

Customer & Agent Portals

Our insurance software development services help insurers build mobile-first, responsive self-service platforms for policyholders (quote/bind, claims filing, documents) and agents (submissions, commissions, renewals). With dashboards that offer digital document exchange, we reduce in-service calls through quote-and-bind capability and instant policy access across devices.

Quoting & Rating Engines

Quoting & Rating Engines

We build insurance rating engines and quoting systems that calculate premiums using configurable product rules, external data feeds, and real-time underwriting decisions. We support scenario modeling, what-if analysis, and multi-factor ratings. Our solutions enable real-time quoting, dynamic pricing logic, and competitive positioning through our flexible discount/fee modeling that exports easily to policy systems.

Document Management Software

Document Management Software

Radixweb automates your generation, storage, versioning, and delivery of policy documents, certificates, endorsements, and regulatory filings. Our OCR extracts data from incoming paperwork with template-driven automation. You ensure version control, audit trails, instant delivery, and regulatory compliance across jurisdictions with digital signatures and e-sign support.

Reinsurance Management System

Reinsurance Management System

Our reinsurance platforms are built to manage contract administration, ceded premium tracking, recovery workflows, and exposure reporting. Our solutions automate calculations, streamline claim recoveries, and aggregate exposure data across portfolios. The platform delivers tighter loss ratio control, faster recoveries, and secure integrations across insurer and reinsurer systems.

Our Core Services for Insurance Platform Engineering

Core Insurance Platform Capabilities
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Insurance Software Consulting

Our insurance software consulting and advisory tracks run 2–6 week assessment engagements for carriers, MGAs, TPAs, and brokers. Deliverables include current-state system mapping, architecture maps, integration sequencing, compliance checkpoints, capacity planning, and a TCO model with staffing bands. Our advisory output is built for board-level decisioning and reduces insurance system implementation risk.

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Insurance Software Development

We build high-impact products customized to distinct business requirements for underwriting, claims, billing, distribution, and compliance workflows. Our insurance software development company builds tailored tech solutions that help insurers digitize workflows, improve accuracy, and enhance customer experience. We cover the full insurance product lifecycle, from design and prototyping to development, integrations, testing, and deployment.

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Insurance Software Integration

Our software integration services connect your insurance software with core enterprise systems like PAS, CRM, payments, analytics, portals, and regulatory reporting within 6-8 weeks. Let our engineers keep your existing operations uninterrupted, deliver full connectivity without forcing core systems to restart, and give teams unified operational insights and data exchange across internal and external insurance systems.

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Insurance Software Modernization

We modernize legacy insurance platforms (mainframe, COBOL, monolith PAS, batch-bound claims flows) into cloud-ready, workflow-automated systems. Our phased modernization programs run 12-36 months, with incremental service extraction. We help insurers improve system stability and performance, align with the latest regulatory requirements, and prepare for auto-scale under high portfolio loads.

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Insurance Software Support & Maintenance

We monitor live insurance platforms under SLAs - 30–60 minute incident acknowledgment, 4–36 hour resolution bands by severity, scheduled security patching, automated data integrity checks, and routine performance monitoring. Our software support team is available for capacity-matched updates and issue resolution to reduce downtime, maintain compliance trails, and enable stable insurance system performance.

About Radixweb

Our Operational Scale and Delivery Strength in Insurtech Engineering

As an insurance software development company, we deliver enterprise-grade solutions for Tier-1, Tier-2 and Tier-3 carriers, digital MGAs, third-party administrators, reinsurers, and emerging Insurtech ventures. Our insurance software solutions are digital tools for insurers to automate and manage policies, claims, customers and operations, increasing efficiency and accuracy.

Insurance Software Experts for Enterprises
4200+

Custom Enterprise Projects Successfully Delivered

98%

Client Satisfaction Rate in Long-Term Engagements

650+

Full-Time, Certified Product Consultants & Engineers

4.9/5

Average Development Team Rating on Clutch and G2

Insurance Software Experts for Enterprises

Advanced Insurance Tech We Operate In-House

Generative AI (GenAI)

Radixweb uses generative AI to auto-create policy documents from underwriting data, draft personalized customer communications, and generate claim investigation reports. Our models help carriers and MGAs reduce document creation time, accelerate evidence processing, scale content-heavy workloads, and keep policy and claims cores stable during high-volume events.

Agentic AI / AI Agents

We build autonomous AI agents to automate end-to-end claims processing - FNOL intake, document verification, fraud checks, and routing decisions. Our AI insurance agents escalate only complex cases to investigators, reduce claims cycle time, and improve detection accuracy through continuous learning from resolved cases.

Robotic Process Automation (RPA)

We integrate RPA bots in insurance systems to eliminate manual data entry between policy systems, CRMs, payment gateways, and agency portals. With bots designed to extract data from PDFs/emails, validate against rules, and update all systems simultaneously, we help insurers reduce repetitive operational overhead and reconciliation errors.

Predictive Analytics & ML

AI engineers at Radixweb trains ML models on your claims history, policy data, and external signals to predict fraud patterns, price risks accurately, and identify churn risks. In enterprise insurance platforms, our underwriting decisions improve accuracy while fraud detection catches more suspicious claims through behavioral anomaly detection.

IoT & Telematics

We integrate connected car, home sensors, and wearable data to enable usage-based insurance with real-time risk adjustment. Our insurance solutions enable driving behavior, home security status, and health metrics to feed dynamic pricing models. Enable premiums to adjust weekly based on actual risk exposure rather than static annual assessments.

Blockchain & Distributed Ledger

Our insurance software developers implement blockchain for tamper-proof policy records, automated smart contract claims payouts, and transparent reinsurance settlements. Our systems are designed to create an audit trail for every policy change that’s accessible to regulators and partners. Claims with predefined conditions trigger automatic payouts.

Our Integration Capabilities for Core Insurance Systems

API-First Architecture

API-first Insurance System Integration

Our insurance system architectures are built on API gateway layers that standardize data exchange across insurance cores, claims, underwriting, and billing modules.

  • Standardized REST/JSON endpoints
  • OpenAPI-based documentation for your teams
  • Webhooks and events for real-time updates
  • Versioned APIs to avoid breaking changes

Core Platform Connectivity

Insurance Core System Connectivity

We connect PAS, claims, CRM, payments, and telematics through owned integration layers for MGAs and brokers, delivered in 6–14 week cycles per domain.

  • Guidewire Integration Framework support
  • Duck Creek API connectivity for policy and billing
  • Premium collection and payment reconciliation rails
  • Telematics integration of insurance data streams

Integrations with Industry Platforms

Insurance Platform Integration Services

Our services support pre-mapped integration paths with established insurance platforms and data providers. Our engineering team reduces setup complexity.

  • Guidewire and Duck Creek migration support
  • Salesforce insurance CRM and producer pipelines
  • Payment gateways and disbursement connectors
  • Insurance regulatory reporting integration

External Data Enrichment

Third-party Data Enrichment Solutions

Radixweb's engineers plug in third-party data to boost underwriting accuracy, pricing, and fraud checks without redesigning your core systems.

  • Credit bureau data feeds for underwriting or lending risk signals
  • Health and public records data sources for policy risk evaluation
  • Geodemographic and third-party analytics signals
  • Telematics streams for asset or vehicle behavior scoring

Compatibility & Migration Bridges

System Compatibility and Migration

By adding API wrappers around your existing COBOL, AS/400, or mainframe policy systems, we enable your insurance system to access modern functions without a full rewrite.

  • Wrappers exposing legacy functions as APIs
  • Data mapping between old and new schemas
  • Coexistence of systems during migration
  • Stepwise replacement using proven patterns

Embedded & Event-Driven Ecosystems

Event-driven Insurance System Integration

We enable embedded insurance APIs and event streams that integrate quoting, FNOL, premium clearing, and fraud alerts into partner channels.

  • B2B2C insurance API for portals and mobile apps
  • Event-driven insurance integration streams
  • Real-time underwriting integration decisions
  • Claims and FNOL API intake events

Insurance Compliance Frameworks We Cover

Connect with Our Lead Architect

Reach out to our insurance engineering experts for a technical deep-dive. Get immediate answers within 48 hours on tech and resource availability, C-level to C-level.

Organizations We Work with for Insurance Software Development

Insurance Carriers

Insurance Carriers

We build and integrate core insurance systems for life, health, auto, P&C, and commercial lines carriers. Our delivery scope includes claims automation software, policy administration system development, quoting or rating engines, billing integration insurance, and fraud detection ML.

Managing General Agents (MGAs)

Managing General Agents (MGAs)

For MGAs and MGUs, Radixweb creates full-stack platforms enabling delegated underwriting, broker access, and claims management. We help them scale distribution, empower underwriting teams, shorten approval loops, and convert market opportunities into premium-generating programs.

Third-Party Administrators (TPAs)

Third-Party Administrators (TPAs)

Radixweb builds multi-tenant platforms handling claims and policy admin for TPA technology and operations leaders. Our insurance software solutions help TPAs process more claims sooner, reduce repetitive oversight, give teams cleaner operational visibility, and improve customer trust.

Reinsurers

Reinsurers

Reinsurance companies work with us to build insurance systems that make treaty, recoveries, and risk reporting more organized and easier to operationalize. We help reinsurers act on placements faster, process submissions sooner, present clearer financial flows to partners, and accelerate capital recovery opportunities.

Insurance Brokers/Agencies

Insurance Brokers/Agencies

For broker CTOs and agency owners, we build CRMs, agency management systems, commissions dashboards, policyholder portals, and insurance mobile apps. Broker portals from Radixweb offer instant quoting across multiple markets, submission tracking, commission visibility, and policy servicing.

Insurtech Startups

Insurtech Startups

We partner with insurtech founders and investors to build insurance products from the original scope. We help startups launch faster, attract early users, validate product-market fit, reduce manual coordination, and present credible, demo-ready systems to partners and prospects.

Claims & SIU Leaders

Claims & SIU Leaders

We support claims heads and SIU technology owners with insurance anomaly detection, ML-based fraud detection and leakage prevention, and evidence capture that integrate into claims automation software. We help SIU teams investigate fewer irrelevant alerts and protect loss outcomes.

Our Delivery Framework for Insurance Software Development Services

Assessment & Scope Finalization

Assessment & Scope Finalization

Define goals, constraints, integrations, compliance, and success benchmarks.

Design & System Blueprint

Design & System Blueprint

Create architecture, data flows, access rules, and interface layouts.

Iterative Platform Development

Iterative Platform Development

Build modules in planned sprints, validate functionality continuously.

Integration & Parallel Validation

Integration & Parallel Validation

Connect external systems, verify data accuracy without service disruption.

Deployment & Handover

Deployment & Handover

Release to production, transfer ownership with documentation and support plan.

Insurance Software Development Experts

Radixweb as Your Insurance Software Development Company

We’re a partner of choice for insurers responding to emerging business demands and regulatory shifts through structured R&D, solution implementation, and platform support. Our insurance software development services involve creating digital systems to streamline operations like claims, policy handling, and client interactions.

  • ISO 27001 and 9001 Certified Security and QA Standards
  • AWS and Microsoft Solutions Partner for Digital Innovation
  • 3000+ Global Clients Across EMEA, APAC, LATAM, and NA
  • 2.75x Higher Project Success Rate vs. Industry Average

Frequently Asked Questions

What is insurance software development?

How long does it take to build an insurance software platform?

What technologies are used in modern insurance software?

How do you connect insurance software with legacy platforms like Guidewire or Duck Creek?

What compliance and security standards do your insurance platforms support?

What outcomes can carriers and MGAs expect from custom insurance software?

Validate Your Insurtech Needs with Us

Get your current claims/policy systems assessed by our lead architect. Receive detailed gap analysis, implementation roadmap, and cost/timeline estimates. No sales pressure.

Radixweb

Radixweb is a global product engineering partner delivering AI, Data, and Cloud-driven software solutions. With 25+ years of expertise in custom software, product engineering, modernization, and mobile apps, we help businesses innovate and scale.

With offices in the USA and India, we serve clients across North America, Europe, the Middle East, and Asia Pacific in healthcare, fintech, HRtech, manufacturing, and legal industries.

Our Locations
MoroccoRue Saint Savin, Ali residence, la Gironde, Casablanca, Morocco
United States6136 Frisco Square Blvd Suite 400, Frisco, TX 75034 United States
IndiaEkyarth, B/H Nirma University, Chharodi, Ahmedabad – 382481 India
United States17510 Pioneer Boulevard Artesia, California 90701 United States
Canada123 Everhollow street SW, Calgary, Alberta T2Y 0H4, Canada
AustraliaSuite 411, 343 Little Collins St, Melbourne, Vic, 3000 Australia
MoroccoRue Saint Savin, Ali residence, la Gironde, Casablanca, Morocco
United States6136 Frisco Square Blvd Suite 400, Frisco, TX 75034 United States
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